This option is typically set for individual accounts and not as the standard term.
To configure Prepaid Terms for a specific account select Maintain | Accounts, select the account to configure for Prepaid terms and click the Terms tab. A window similar to the following appears.
Click the Set Custom Terms button.
Select Prepaid from the Terms drop-down list. In the Finance Charge section set Monthly Percent to 0.0% and Days Overdue to 0 (zero).
Click the Save button.
Credit Limit
Set the Credit Limit to $1.00.
Revision
The requirement to set the Credit Limit to a minimum value of $1.00 may be removed in a version later than 7.4.3. A later version may allow the user to leave the Credit Limit set to $0.00 when using the Prepaid account Terms.